Property

PROPERTY SERVICES IN TURKEY

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BUYING - GUIDE

WHO CAN BUY
Citizens of countries who have a reciprocity agreement with Turkey can purchase a property, which includes all countries within the EU. The only restriction is that the property cannot be on military designated land.

TENURE OF PROPERTY
Almost all property in Turkey is "Freehold".

MORTGAGE / FINANCIAL ADVICE
There are currently no mortgages available for a foreign citizen secured on a Turkish property. Recent changes in legislation means in theory that it is possible, but the logistics makes it very difficult. Aquavista Property Consultants Ltd is currently in discussion with several Turkish banks to resolve these issues to provide this facility to our clients.

There are alternative means of funding a purchase of your property and Aquavista Property Consultants Ltd have an independent financial adviser who can discuss with you the options. Please contact us for further information.

LEGAL DOCUMENTS
We would always advise that you use a lawyer to complete your purchase and we can provide the names of several Turkish/English lawyers in Turkey/U.K. on request, although each of our Associates has access to lawyers.

Our Associates will prepare a Contract that will detail your property, type, etc together with the price agreed, payment method and any extras or alterations you may require. This Contract Agreement is binding in Turkish Law and will be in both English and Turkish.

A copy of your passport is then sent to the local military authority that run a background check to verify you are able to purchase your intended property. This process normally takes 8-12 weeks. Please note that due to the high number of foreigners purchasing property in Turkey we have experienced occasions when this is taking longer.

After clearance by the Turkish military you can proceed to purchase your property. This is conducted in the local Land Registry Office, where both the buyer and seller enter the details into the Registry Book. If you cannot be present for this you are able to sign power of attorney to your solicitor to act on your behalf. The property tapu will then be made out into your name.

TAPU - The tapu is the Turkish property deed
In the case of a new build you will receive two tapu is. The first is tapu is the ARSA, which means land. This is issued first and will show the new property owners name. According to Turkish law as long as the owners name is on the arsa tapu then they own whatever is on the land. An application must be made to the local council offices for a living license (the second tapu - OTURMA IZNI). This is done by the property vendor (i.e. the builder), and is only issued once the building has been inspected to comply with the building application. Once this has been granted the tapu will show the words CINS TASHIHI that confirms the classification on the property. In the case of re-sale property the OTURMA IZNI should have already been granted, but must be checked it is shown. 

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